Your daily dose of news and tidbits from the world of money in politics:
DEMOCRATS MORE LIKELY TO PERSONALLY ATTACK OPPONENTS IN ADVERTISEMENTS: According to a recent report by the Wesleyan Media Project, in 2010, �pro-Democratic ads focused on the personal characteristics of Republican candidates in 21 percent of their attack ads� compared to 11 percent of pro-Republican ads. This is up from the 12 percent of Democratic attack ads in 2008 that were focused on personal characteristics.
The report cautions against claims that this election is unusually negative stating the proportion of negative to positive ads is comparable to 2008. However, the big difference is that among negative ads there is an increase among personal attack ads. Overall, that rate has gone up from 14 percent in 2008 to 20 percent in 2010. The report also mentions that attack ads �are far more likely than other ads to be sponsored by parties and/or interest groups� rather than by candidates themselves.
When making independent expenditures with overt messages in favor or opposition to federal candidates, political groups must tell the Federal Election Commission whether their expenditure is to �support� a candidate or �oppose� a candidate. A Center for Responsive Politics analysis of outside groups� expenditures �opposing� candidates compared to ads �supporting� candidates since October 1st shows �opposing ads� totaling $218 million and supporting ads totaling $42 million. These expenditures include TV ads, radio ads, web ads, fliers, mailings, canvassers, phone banks and other communications:
REPUBLICAN RANKING MEMBERS ARE THE COOL KIDS ON THE BLOCK AGAIN:
Ranking members of House committees are becoming the popular kids. If
the Republicans take over majority in the House, committee ranking
members like Rep. David Camp (R-Mich.) will be the new chairmen. As the
New York Times reported Tuesday, Republicans in positions to become
chairmen of House committees are seeing an influx of cash and popularity
at fundraisers. Camp, the current ranking member of the tax-writing
House Ways and Means Committee is receiving more contributions as
lobbyists plan for the future.
Jennifer Bell, a former Senate Finance Committee aide and a current
health care lobbyist told the New York Times, �You don�t wait until Nov.
3 and say, �What is the plan?� Obviously, it is the majority that sets
the agenda.�
As OpenSecrets Blog reported yesterday, many industries have been
planning ahead and have started to shift contributions to Republicans.
This phenomenon is not unique to this election as contributions have
historically favored the majority party and have fluctuated accordingly.
Below is a Center for Responsive Politics analysis of contributions to
Camp that shows a sharp increase in contributions during the last three
months - through September 30th. The second chart shows the total contributions to all candidates
during the same period for a linear comparison:
U.S. FALLS OUT OF THE TOP 20 LEAST CORRUPT NATIONS LIST: Transparency International released their annual Corruption Perceptions Index on Tuesday revealing that the United States has dropped from the 19th least corrupt nation in 2009 to 22nd place this year. According to Reuters, Nancy Boswell, the President of TI in the United States stated that the United States has lost integrity and public faith about ethics in America due in part to the lending practices in the subprime crisis, �Bernard Madoff's Ponzi scheme and rows over political funding.�
On the bright side, the United States is perceived to be just less corrupt than Uruguay, France, Estonia and Slovenia.
Have a news tip or link to pass along? We want to hear from you! E-mail us at press@crp.org.
It pays to be original when dreaming up your vacation plans, because if everyone else has the same idea as you, you're sure to be paying the highest rates possible for travel, accommodations and attractions.
A post on Currency, AmEx's personal finance blog recommends planning your trips on off-peak seasons to avoid the crowds and pay as little as possible.
The post says you're best off traveling between April 15 and June 1, as well as Oct. 1 and Dec. 15 - obviously excluding the travel hell that is Thanksgiving - for the best rates.
Granted, there are some disadvantages to traveling during the off-seasons. The San Diego beaches, after all, aren't quite as appealing in December, but Disneyland is still Disneyland during what passes for winter in Los Angeles.
What's your favorite off-season travel destination?
Travel Off-Season for a Cheaper, Better Getaway
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
Your daily dose of news and tidbits from the world of money in politics:
DEMOCRATS MORE LIKELY TO PERSONALLY ATTACK OPPONENTS IN ADVERTISEMENTS: According to a recent report by the Wesleyan Media Project, in 2010, �pro-Democratic ads focused on the personal characteristics of Republican candidates in 21 percent of their attack ads� compared to 11 percent of pro-Republican ads. This is up from the 12 percent of Democratic attack ads in 2008 that were focused on personal characteristics.
The report cautions against claims that this election is unusually negative stating the proportion of negative to positive ads is comparable to 2008. However, the big difference is that among negative ads there is an increase among personal attack ads. Overall, that rate has gone up from 14 percent in 2008 to 20 percent in 2010. The report also mentions that attack ads �are far more likely than other ads to be sponsored by parties and/or interest groups� rather than by candidates themselves.
When making independent expenditures with overt messages in favor or opposition to federal candidates, political groups must tell the Federal Election Commission whether their expenditure is to �support� a candidate or �oppose� a candidate. A Center for Responsive Politics analysis of outside groups� expenditures �opposing� candidates compared to ads �supporting� candidates since October 1st shows �opposing ads� totaling $218 million and supporting ads totaling $42 million. These expenditures include TV ads, radio ads, web ads, fliers, mailings, canvassers, phone banks and other communications:
REPUBLICAN RANKING MEMBERS ARE THE COOL KIDS ON THE BLOCK AGAIN:
Ranking members of House committees are becoming the popular kids. If
the Republicans take over majority in the House, committee ranking
members like Rep. David Camp (R-Mich.) will be the new chairmen. As the
New York Times reported Tuesday, Republicans in positions to become
chairmen of House committees are seeing an influx of cash and popularity
at fundraisers. Camp, the current ranking member of the tax-writing
House Ways and Means Committee is receiving more contributions as
lobbyists plan for the future.
Jennifer Bell, a former Senate Finance Committee aide and a current
health care lobbyist told the New York Times, �You don�t wait until Nov.
3 and say, �What is the plan?� Obviously, it is the majority that sets
the agenda.�
As OpenSecrets Blog reported yesterday, many industries have been
planning ahead and have started to shift contributions to Republicans.
This phenomenon is not unique to this election as contributions have
historically favored the majority party and have fluctuated accordingly.
Below is a Center for Responsive Politics analysis of contributions to
Camp that shows a sharp increase in contributions during the last three
months - through September 30th. The second chart shows the total contributions to all candidates
during the same period for a linear comparison:
U.S. FALLS OUT OF THE TOP 20 LEAST CORRUPT NATIONS LIST: Transparency International released their annual Corruption Perceptions Index on Tuesday revealing that the United States has dropped from the 19th least corrupt nation in 2009 to 22nd place this year. According to Reuters, Nancy Boswell, the President of TI in the United States stated that the United States has lost integrity and public faith about ethics in America due in part to the lending practices in the subprime crisis, �Bernard Madoff's Ponzi scheme and rows over political funding.�
On the bright side, the United States is perceived to be just less corrupt than Uruguay, France, Estonia and Slovenia.
Have a news tip or link to pass along? We want to hear from you! E-mail us at press@crp.org.
It pays to be original when dreaming up your vacation plans, because if everyone else has the same idea as you, you're sure to be paying the highest rates possible for travel, accommodations and attractions.
A post on Currency, AmEx's personal finance blog recommends planning your trips on off-peak seasons to avoid the crowds and pay as little as possible.
The post says you're best off traveling between April 15 and June 1, as well as Oct. 1 and Dec. 15 - obviously excluding the travel hell that is Thanksgiving - for the best rates.
Granted, there are some disadvantages to traveling during the off-seasons. The San Diego beaches, after all, aren't quite as appealing in December, but Disneyland is still Disneyland during what passes for winter in Los Angeles.
What's your favorite off-season travel destination?
Travel Off-Season for a Cheaper, Better Getaway
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
eric seiger
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
Your daily dose of news and tidbits from the world of money in politics:
DEMOCRATS MORE LIKELY TO PERSONALLY ATTACK OPPONENTS IN ADVERTISEMENTS: According to a recent report by the Wesleyan Media Project, in 2010, �pro-Democratic ads focused on the personal characteristics of Republican candidates in 21 percent of their attack ads� compared to 11 percent of pro-Republican ads. This is up from the 12 percent of Democratic attack ads in 2008 that were focused on personal characteristics.
The report cautions against claims that this election is unusually negative stating the proportion of negative to positive ads is comparable to 2008. However, the big difference is that among negative ads there is an increase among personal attack ads. Overall, that rate has gone up from 14 percent in 2008 to 20 percent in 2010. The report also mentions that attack ads �are far more likely than other ads to be sponsored by parties and/or interest groups� rather than by candidates themselves.
When making independent expenditures with overt messages in favor or opposition to federal candidates, political groups must tell the Federal Election Commission whether their expenditure is to �support� a candidate or �oppose� a candidate. A Center for Responsive Politics analysis of outside groups� expenditures �opposing� candidates compared to ads �supporting� candidates since October 1st shows �opposing ads� totaling $218 million and supporting ads totaling $42 million. These expenditures include TV ads, radio ads, web ads, fliers, mailings, canvassers, phone banks and other communications:
REPUBLICAN RANKING MEMBERS ARE THE COOL KIDS ON THE BLOCK AGAIN:
Ranking members of House committees are becoming the popular kids. If
the Republicans take over majority in the House, committee ranking
members like Rep. David Camp (R-Mich.) will be the new chairmen. As the
New York Times reported Tuesday, Republicans in positions to become
chairmen of House committees are seeing an influx of cash and popularity
at fundraisers. Camp, the current ranking member of the tax-writing
House Ways and Means Committee is receiving more contributions as
lobbyists plan for the future.
Jennifer Bell, a former Senate Finance Committee aide and a current
health care lobbyist told the New York Times, �You don�t wait until Nov.
3 and say, �What is the plan?� Obviously, it is the majority that sets
the agenda.�
As OpenSecrets Blog reported yesterday, many industries have been
planning ahead and have started to shift contributions to Republicans.
This phenomenon is not unique to this election as contributions have
historically favored the majority party and have fluctuated accordingly.
Below is a Center for Responsive Politics analysis of contributions to
Camp that shows a sharp increase in contributions during the last three
months - through September 30th. The second chart shows the total contributions to all candidates
during the same period for a linear comparison:
U.S. FALLS OUT OF THE TOP 20 LEAST CORRUPT NATIONS LIST: Transparency International released their annual Corruption Perceptions Index on Tuesday revealing that the United States has dropped from the 19th least corrupt nation in 2009 to 22nd place this year. According to Reuters, Nancy Boswell, the President of TI in the United States stated that the United States has lost integrity and public faith about ethics in America due in part to the lending practices in the subprime crisis, �Bernard Madoff's Ponzi scheme and rows over political funding.�
On the bright side, the United States is perceived to be just less corrupt than Uruguay, France, Estonia and Slovenia.
Have a news tip or link to pass along? We want to hear from you! E-mail us at press@crp.org.
It pays to be original when dreaming up your vacation plans, because if everyone else has the same idea as you, you're sure to be paying the highest rates possible for travel, accommodations and attractions.
A post on Currency, AmEx's personal finance blog recommends planning your trips on off-peak seasons to avoid the crowds and pay as little as possible.
The post says you're best off traveling between April 15 and June 1, as well as Oct. 1 and Dec. 15 - obviously excluding the travel hell that is Thanksgiving - for the best rates.
Granted, there are some disadvantages to traveling during the off-seasons. The San Diego beaches, after all, aren't quite as appealing in December, but Disneyland is still Disneyland during what passes for winter in Los Angeles.
What's your favorite off-season travel destination?
Travel Off-Season for a Cheaper, Better Getaway
eric seiger
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger eric seiger
eric seiger
eric seiger
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
People attend school for 12 years and are never taught personal finance. By definition, personal finance addresses the ways in which individuals or families obtain, budget, save, and spend money. It includes obtaining and managing checking accounts, credit cards, loans, retirement plans, social security, insurance, income tax and 401k information.
Children learn key subjects such as math and reading, but they don't learn anything about personal finance. Learning about personal financial matters such as budgeting, emergency funds, and savings are a part of every household. Personal finance is all about your money management techniques. How much you have at the end of every check is dictated by your ability to manage money well. The schools don't teach it, churches don't preach it, and parents can't teach it.
Money management skills that encourage planning and saving have to be taught. These skills can't be assumed. Discipline isn't like hearing and seeing, people aren't born with the ability to be disciplined and save money. It takes training and practice to learn how to become disciplined and manage money well.
Schools haven't seen a need to prepare children for personal finance or money management. The education process assumes these skills are taught at home. But, where did the parents learn the skills from? There is a great chance that most parents don't know enough about personal finance to teach their children correctly. This creates a blind leading the blind scenario. Money management discussions are rarely if ever held in most homes. These discussions didn't occur in our house when I was growing up. Children ask questions about what Santa Claus is bringing for Christmas but they never ask why the lights are on or if the bills are paid.
The lack of proper personal finance training and poor money management skills causes havoc and chaos in people's lives. All too often people entertain discussions on being in debt. They tell you how they are making partial payments or late payments on their bills. People talk and complain all of the time about not having enough money to pay their bills or not having enough money left over after paying the bills.
Splurging is not a solution. Fulfilling instant gratifications and buying things because you see and want them doesn't show discipline. The home shopping networks know they have a market for you. When you see the item and it's displayed so beautifully, you tell yourself you just got to have it. There is a great chance that when the item is delivered you'll have forgotten you purchased it. Often, these articles are thrown in a drawer or put up for safe keeping and never used. Everyone remembers the special occasion that necessitated the perfect outfit ensemble. A must have outfit has caused many gas and electric bills to remain unpaid.
Personal finance and money management skills should be taught to everyone if the truth were told. Some people need the training worse than others. Everyone can benefit from learning about how to manage money better. Children need to be taught as early as possible and the schools should require it as part of their curriculum.
America saves less than 5 percent of their income because we haven't been taught how to save. Seeking the services of a financial advisor whose profession is to teach personal finance skills will help Americans save more. A financial advisor is different than a financial planner. Don't get the two different professions mixed up. A financial advisor also known as a financial coach will teach you how to change your attitude about money. Learning how to plan and budget sounds simple but these skills present a great challenge to the average person. Learning what an emergency fund is and how to save for it while incorporating your current and future goals take skill.
Learn how to plan a course for financial well being. You can stop living from paycheck to paycheck if you commit to learning about personal finance and improve your money management skills. Awaken the financial genius in you.
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
Meanwhile, also in the <b>news</b>…
This entry was posted in News and tagged alex carlile, david anderson, harrogate council, mike gardner. Bookmark the permalink or use the short url http://ldv.org.uk/22006 for twitter and emails. Follow any comments here with the RSS ...
<b>News</b> Corp Names EVP Office Of Chairman – Deadline.com
NEW YORK, NY, November 9, 2010 – News Corporation today announced that Former New York City Department of Education Chancellor Joel Klein will join the Company as Executive Vice President, Office of the Chairman. ...
Good <b>news</b>: State seizes newborn baby after mom eats poppy seed <b>...</b>
Hey, heard a few days ago on the news that they(they meaning either health officials here in PA or it was HHS) were going to start screening all new mothers for depression several times each year. Mandatory screenings for depression. ...
eric seiger
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