Wednesday, December 8, 2010

manage personal finances

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.

More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.

"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"

Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."

Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.

When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.

Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.

So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.

"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."

He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.

He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.

As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

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How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

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Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

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Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

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A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

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To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

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Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema

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The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

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Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

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The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

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The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

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News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

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Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

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News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

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bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

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News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

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The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

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bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

bench craft company scam

The arrest of Julian Assange: as it happened | News | guardian.co.uk

Follow the latest reaction and fallout as the WikiLeaks founder Julian Assange is denied bail, and the latest leaked cables reveal US plans to defend Poland and Baltic states against Russia.

News Corp. Tablet Newspaper Won't Launch Before January - Digits - WSJ

News Corp.'s much-hyped, tablet-only newspaper will not launch before the end of the year, the company's chief operating officer said on Wednesday.

Good News/Bad News: Kansas City Chiefs - Bolts From The Blue

Looking at the Kansas City Chiefs' record this year on the road and against common opponents to the Chargers.

Tuesday, December 7, 2010

managing personal finances

Automate Your Finances to Spend Less Time Managing Your Accounts

Despite how simple the process can be, most of us are terrible at saving and paying bills. Here's a strategy to effectively automate most of your finances to keep you saving and out of late fee trouble.

Ramit Sethi of I Will Teach You To Be Rich.com has put together a system for managing your personal finances that only takes about an hour of your time each week. The video above fully explains the process in detail, but here's the gist. First, you want to set up your bills and other payments so they're all happening on the day you get your first paycheck of the month (the first of the month for most people). Once you have that in place, you want to set up automatic savings plans (Sethi suggests using Ing Direct) with sub-savings accounts that let you organize your savings into specific categories (vacation, wedding, etc.). You'll also want to send a percentage of your paycheck to your 401k, and have all of this happen immediately so that the money you see when you get paid is the money left when everything has already been saved. From there, you automatically pay as many bills as you can with your credit card (and then pay the credit card bill on pay day). For the bills you can't pay with your credit card (like rent, in most cases), you can use your online banking to automatically issue a check. This will leave a little money leftover in your checking account that you can use to budget for guilt-free spending and cash withdrawals.

As someone who's often fallen victim to the faults of automatic payments systems (despite frequently using them), definitely do not forget to stay on top of your bills nonetheless. Make sure you set some time aside at least once a month to do a little maintenance and make sure there are no bugs causing your automated finance system to break down. Sethi isn't suggesting a set-it-and-forget-it automated finance system by any means, but as someone who hates paying bills I know how easy it can be to procrastinate and ignore the task. If you set up a good automated system like this one, you'll be at a point where all you have to do is watch and fix the occasional problem as the most important things are being taken care of for you.

Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg

The saving-savvy folks at The Consumerist blog have put together a template Excel spreadsheet for managing personal finances. It's the kind of thing you always say you're going to do, but they went ahead and did it for you, and it's free.

It's not a new thing, but Consumerist's budget spreadsheet, crafted during the days the site was one of our blog network brethren, has come back, after being lost to the vagaries of server maintenance. The site has instructions on setting it up, including tips on thinking through your monthly expenses and advice on how much you should plan on socking away for a rainy day, retirement, and other expenses.

Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

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News and opinion about US politics from a liberal perspective.

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Automate Your Finances to Spend Less Time Managing Your Accounts

Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg

Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

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From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

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From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

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Automate Your Finances to Spend Less Time Managing Your Accounts

Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg

Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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AMERICAblog News: Krugman thinks tax deal is bad for Obama's ...

News and opinion about US politics from a liberal perspective.

Small Business News: The Small Business Samba

From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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News and opinion about US politics from a liberal perspective.

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From the slow dance Republicans and Democrats have been doing in Washington the last few weeks over tax cuts and jobless benefit extensions approved earlier.

This Week in Credit Card News - MoneyBuilder - making sense of ...

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Monday, December 6, 2010

Making Money on Line

As the FCL has some make believe acceptance criteria (and with countries such as Poland, Columbia, and Mexico having had access to it, these must certainly be sky high), the IMF is introducing a brand new credit facility, the Precautionary Credit Line (PCL), which will be geared for members with "sound policies [which just happen to need an unlimited source of rescue funding] who nevertheless may not meet the FCL’s high qualification requirements." In other words everyone. In yet other words, the IMF as of today, has a limitless facility to bail out anyone in the world, without a maximum bound in how much is lendable. One wonders who would be stupid enough to take advantage of the gullibility of IMF's biggest backers (the US), to borrow an infinite amount of money for any reason whatsoever... And just what all this means for the imminent explosion of the amount of money in circulation...Not to mention the brand new Ben Bernanke smokescreen of having a new justification to print a few trillion dollars when Europe unexpectedly collapses yet again.

In discussing the imminent need for its expanded "Crisis Prevention Toolkit" which also comes with 50cc's of adrenaline, ativan, a crash cart, and a defibrillator, Dominique Strauss-Khan (and that's Missus to you Bob Pisani), the corpulent bureaucrat said: “These decisions expand and reinforce the IMF’s crisis-prevention toolkit and mark an important step in our ongoing work with our membership to strengthen the global financial safety net. The enhanced Flexible Credit Line and new Precautionary Credit Line will enable the Fund to help its members protect themselves against excessive market volatility,” said IMF Managing Director Dominique Strauss-Kahn. What DSK did not mention is that it is precisely the mechanisms used by the Central Banking Cartel to rise the markets ever higher in light of increasingly deteriorating fundamentals, that are precisely what makes the markets excessively volatile, primary culprit of course being HFT, which is nothing but a government endorsed positive feedback loop.

Too bad the threat of the FCL did nothing to protect against market volatility. Which is why it is now time to put in action.

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Weekly Climate and Energy News Roundup | Watts Up With That?

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Perfil de Facebook Cambios: Más medios de comunicación de jugar que Noticias Facebook que ha llegado la hora de establecer los medios de comunicación tradicionales como antes de 60 minutos (de manera más ...

Hulu sus planes de <propio entretenimiento? ;? b> <noticias / b> show, pero a nadie ver lo que Peter Kafka en informes MediaMemo, Hulu es actualmente el casting para un presentador de la serie que se publica todos los días, teniendo un "diario satírico enfoque Show' de estilo a la últimas noticias de entretenimiento Hulu (respaldado por EE.UU. gigantes de televisión NBC ...

Clima y Energía semanal Noticias Resumen | Watts Up With That Gregoz dice:.? 06 de diciembre 2010 a las 1:18 am. Como un poco de noticias extra - la mayoría de los australianos ya no creen que el cambio climático es el hombre: La mayoría de los australianos no creen que el cambio climático es el hombre ...

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Too bad the threat of the FCL did nothing to protect against market volatility. Which is why it is now time to put in action.

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Too bad the threat of the FCL did nothing to protect against market volatility. Which is why it is now time to put in action.

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

bench craft company rip off

Facebook Profile Changes: More Media Play Than News?

Facebook sure has arrived when it comes to the traditional media set as it used 60 Minutes (in more ways ...

Hulu plans its own entertainment news show, but will anyone watch?

Weekly Climate and Energy News Roundup | Watts Up With That?

Wednesday, December 1, 2010

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More coverage and analysis from ReadWriteWeb

Download The Age of Exabytes: Tools & Approaches for Managing Big Data

We are experiencing a big data explosion, a result not only of increasing Internet usage by people around the world, but also the connection of billions of devices to the Internet. Eight years ago, for example, there were only around 5 exabytes of data online. Just two years ago, that amount of data passed over the Internet over the course of a single month. And recent estimates put monthly Internet data flow at around 21 exabytes of data.

Our latest report, The Age of Exabytes, explores how technologies are evolving to address the needs of managing big data, from innovations in storage at the chip and data center level, to the development of frameworks used for distributed computing, to the increasing demand for analytical tools that can glean insights from big data in near real-time. Download it for free now.

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ReadWriteEnterprise is devoted to enterprise 2.0 and using social software inside organizations.

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ReadWriteBiz is a resource and guide for small to medium businesses.

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Track Online (and Offline) Marketing and ROI With MyNextCustomer

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ReadWriteHack

ReadWriteHack is a resource and guide for developers.

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Enjoy your weekend everyone!

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As part of the ongoing Mashable Awards, we’re announcing the final four nomination categories. This is “Best Internet Meme” supported by Dynadot. Be sure to nominate your favorites and join us for the Gala in Las Vegas! Sponsorships are available. Please contact sponsorships@mashable.com for more information.

The Mashable Awards are hitting full stride with less than two weeks before the first nomination period ends. In preparation we’ve added the final four nomination categories, including “Best Internet Meme,” supported by Dynadot. We’re thrilled to add the “Best Internet Meme” category to the awards and look forward to your nominations and selections.

Memes aren’t quite the same thing as a viral video, but there is definitely some overlap. A meme can be anything that the Internet latches onto and replicates with (usually) funny results. Last year saw some great memes like the “three wolf moon t-shirt,” Christian Bale’s angry rant and Kanye West’s “Imma Let You Finish.” Let us know what Internet meme made your year and nominate it for the Mashable Awards!

Mashable Awards Category Sponsor:

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Dynadot is an ICANN accredited domain name registrar and web host where you can register the perfect domain name affordably, reliably, simply and securely. Whether you are a blogger, business owner, or planning on creating the next best Internet meme you need a domain that represents you. Let Dynadot help you establish your web identity today.

The Mashable Awards Gala at Cirque du Soleil Zumanity (Vegas)/>

In partnership with Cirque du Soleil, The Mashable Awards Gala event will bring together the winners and nominees, the Mashable community, partners, media, the marketing community, consumer electronics and technology brands and attendees from the 2011 International CES Convention to Las Vegas on Thursday, January 6, 2011. Together, we will celebrate the winners and the community of the Mashable Awards at the Cirque du Soleil Zumanity stage in the beautiful New York New York Hotel. The event will include acts and performances from our partner Cirque du Soleil Zumanity. In addition, there will be special guest presenters and appearances.

Date: Thursday, January 6th, 2011 (during International CES Convention week)/> Time: 7:00 – 10:00 p.m. PT/> Location: Cirque du Soleil Zumanity, New York New York Hotel, Las Vegas/> Agenda: Networking, Open Bars, Acts, Surprises and the Mashable Awards Gala presentations/> Socialize: Facebook, Foursquare, Meetup, Plancast, Twitter (Hashtag: #MashableAwards)

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